Your Credit Union is committed to providing financial services that meet your needs and help you reach your financial goals. We are equally committed to protecting your privacy.

Our fundamental policy is simple:

We do not share our list of members with any vendors or telemarketers. That list is used only by your Credit Union.

Our practices regarding the collection and disclsing of members information and the security measures for that information are described below. We are required by law to give you this information once each calendar year.

Information We Collect

We collect nonpublic information about you from some or all of the following sources:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income.
• Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parites to transactions and credit card usage.
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Information We Disclose

We may disclose some of the information we collect as described above to companies that perform marketing services on our behalf, only, or to other financial institutions with whom we have joint marketing agreements. We do not disclose such information to third parties such as independent marketers and telephone solicitation agencies. We may also disclose information about you under other circumstances as permitted or required by law.

How We Maintain Security for that Information

We restrict access to nonpublic information about you to those employees who need to know that information in order to provide our products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your nonpublic personal information.

Credit Union members and the public may receive additional copies of this notice of our privacy practices by contacting the credit union.