Today’s Mortgage Rates
Any person who is a member and has had steady income for a year or more may apply for a loan. The amount and length of any loan is determined by the purpose, security offered and the person’s ability to repay. (Subject to federal regulations, Board of Directors policy and discretion of the Loan Staff.)
Loan Applications are available in the lobby of the credit union. They can also be faxed or mailed to you. A new form must be completed by the applicant for each new loan and has to be returned to the credit union with payroll verification and security information, if applicable.
Loan Types
Members are eligible to have three loans at one time – 2 secured and 1 unsecured.
Unsecured (or personal) loans are limited to $5000.00 with a repay term of up to 30 months.
Auto Loans
New, used or classic autos. The term varies depending on the year of the vehicle.
Home Equity Loans and Lines of Credit
We offer Fixed Rate Home Equity Loans and HELOCs. Call for details.
Camper, Boat or RV Loans
We offer loans for new, used, and refinanced boats and RVs, and our extended terms help make your payments even more affordable. However you decide to have fun, we’ll be there to help make it happen.
Motorcycle Loans
Do you have an eye on a street bike or off-road motorcycles, see us first before you hit a motorcycle dealership. We’ll make sure you get the best financing for your bike and your budget!
Tractors and Lawn Mower Loans
Whether you need a large tractor for your farm, a small utility tractor for your yard or an ATV to we have a loan to fit your needs.
ATV / UTV Loans
We can get you into an All Terrain Vehicle (ATV), Utility Terrain Vehicle (UTV), side-by-side, golf cart, powersport or power equipment with great low rates
Personal Loans
A personal loan can be a great way to consolidate debt, finance home improvements or cover unexpected expenses. Applying is fast and easy, and you can enjoy a fixed monthly payment at a competitive rate.
Loan Approval
All loans must be approved by the loan officer. After their approval, the necessary papers are prepared and the loan is processed.
Loan Protection Insurance
The credit union offers the option of life and/or disability insurance on all loans if the customer wish to purchase it.
Detailed loan information is available by phone or fax. Secured items MUST carry proper insurance (collision and comprehensive) to protect the credit union’s interest. collision is not required on vehicles over ten years.