Today’s Mortgage Rates
To be eligible for a loan, an individual must have had a steady income for at least one year. The amount and duration of the loan will vary based on its purpose, the collateral provided, and the borrower’s ability to repay. This process is governed by federal regulations, the policies set by the Board of Directors, and the discretion of the Loan Staff.
You can apply online by clicking on “Get Started on a Loan,” or you can obtain loan applications in the lobby of the credit union. Applications can also be faxed, emailed, or mailed to you upon request. A new application form must be filled out for each loan and submitted to the credit union along with proof of income and any relevant collateral documentation.
Loan Types
Members are eligible to have three loans at one time – 2 secured and 1 unsecured.
Unsecured (or personal) loans are limited to $5000.00 with a repay term of up to 30 months.
Auto Loans
New, used or classic autos. The term varies depending on the year of the vehicle.
Home Equity Loans and Lines of Credit
We offer Fixed Rate Home Equity Loans and HELOCs. Call for details.
Camper, Boat or RV Loans
We offer loans for new, used, and refinanced boats and RVs, and our extended terms help make your payments even more affordable. However you decide to have fun, we’ll be there to help make it happen.
Motorcycle Loans
Do you have an eye on a street bike or off-road motorcycles, see us first before you hit a motorcycle dealership. We’ll make sure you get the best financing for your bike and your budget!
Tractors and Lawn Mower Loans
Whether you need a large tractor for your farm, a small utility tractor for your yard or an ATV to we have a loan to fit your needs.
ATV / UTV Loans
We can get you into an All Terrain Vehicle (ATV), Utility Terrain Vehicle (UTV), side-by-side, golf cart, powersport or power equipment with great low rates
Personal Loans
A personal loan can be a great way to consolidate debt, finance home improvements or cover unexpected expenses. Applying is fast and easy, and you can enjoy a fixed monthly payment at a competitive rate.
Loan Approval
All loans need approval from the loan officer. After approval, the necessary paperwork will be prepared, and the loan will be processed efficiently to ensure a smooth transaction for the borrower.
Debt Protection Coverage
Life can be unpredictable. Protect your family with Debt Protection from Life Plus, which may cancel your loan balance or payments in cases of involuntary unemployment, disability, or death. Speak with a CCFCU Loan Officer today.
Detailed loan information is available by phone or fax. Secured items MUST carry proper insurance (collision and comprehensive) to protect the credit union’s interest.